Lord Jesus I thank You that You have put people in my path whom I believe have the power to compel the lender on the home that You have given to my children and I to modify my mortgage to a more affordable payment. And this will be done swiftly without having to go to mediation and stopping the foreclosure process! Thank you in advance Lord for your perfect timing that this will be the very best holiday season ever for my little family! In Your mighty name I pray - AMEN!!!